Comparative Fault in Rhode Island Car Accident Cases
After a car accident, knowing your rights and the unique laws that apply in our state is essential. With the right legal guidance, you can ensure that you’re fairly represented and that your interests are protected. Contact the Law Office of Michael J. Carrol today by calling (617) 816-1072.
​
In the aftermath of a car accident, determining who was at fault is often one of the most contentious and confusing aspects of filing a claim. In many cases, more than one party may have contributed to the crash, including the person seeking compensation. That’s where comparative fault laws in Rhode Island come into play. If you’ve been involved in a partial liability car crash in Rhode Island, understanding how fault is divided and how it affects your compensation is crucial to protecting your rights.
​
A knowledgeable Rhode Island car accident lawyer can guide you through this process, explain how comparative fault may impact your case, and work to minimize your share of liability so you can pursue the full compensation you deserve.
​
What Is Comparative Fault?
Comparative fault, also known as comparative negligence, is a legal doctrine determining how damages are awarded when more than one party is at fault in an accident. In a comparative fault car accident in Rhode Island, each party involved is assigned a percentage of fault based on their actions leading up to the crash.
​
Rhode Island is one of the few states that follows a pure comparative fault system. This means that even if you were mostly responsible for the accident, you can still recover compensation, though your percentage of fault will reduce your recovery.
​
Example of Comparative Fault in Action
Let’s say you were driving on Route 6 in Johnston and another driver ran a red light at the intersection, crashing into your car. However, you were also found to be speeding at the time of the collision.
​
For example, a court may determine that the other driver was 70% at fault for running the red light and you were 30% at fault for speeding If your total damages amount to $100,000, you would still be eligible to recover $70,000 (your award is reduced by your 30% share of the blame).
​
How Fault Is Determined After a Crash
Determining fault is not always straightforward, especially in cases where both drivers may have made mistakes. Insurance companies will conduct their own investigations, but their primary goal is to minimize payouts, not necessarily to determine the fairest outcome.
​
Your Rhode Island car accident lawyer will conduct a detailed investigation to challenge the insurance company’s findings and ensure your side of the story is heard. This may include:
​
-
Reviewing police reports and crash scene evidence
-
Analyzing traffic camera or surveillance footage
-
Interviewing eyewitnesses
-
Consulting accident reconstruction experts
-
Examining vehicle damage and skid marks
​
By gathering strong evidence, your attorney can reduce your assigned fault and increase the amount of compensation available to you.
​
Shared Fault Laws in Rhode Island: What Makes It Unique
Rhode Island’s shared fault laws are more generous to injury victims than in many other states. In a pure comparative fault system, a person who is 99% at fault can still recover 1% of their damages. This differs from "modified comparative fault" systems used in other states, where victims can only recover if they are less than 50% or 51% at fault.
​
This aspect of Rhode Island law can be especially helpful in complex crashes involving:
​
-
Multi-vehicle pileups on I-95 near downtown Providence
-
Chain-reaction accidents during winter storms on Route 146
-
Intersection collisions where both drivers violated some traffic rule
​
Even if you think you were partly to blame, do not assume you have no case. You may still be entitled to significant compensation.
​
Common Scenarios Where Comparative Fault Applies
Many drivers are surprised to learn that fault is not always black and white. Some of the most common situations where both parties share blame include:
​
-
Rear-end collisions where the lead driver stopped abruptly without warning
-
Left-turn accidents where the turning driver misjudged timing, but the oncoming driver was speeding
-
Distracted driving incidents where both parties were not paying full attention
-
Unsignaled lane changes on busy roads like Bald Hill Road in Warwick or Hope Street in Bristol
​
How Comparative Fault Affects Settlement Negotiations
In Rhode Island, insurance companies are quick to use partial liability as a strategy to lower the value of your claim. For example, they may argue that your failure to wear a seatbelt contributed to your injuries or that you were distracted at the time of the crash.
​
This tactic is designed to reduce the payout or deny your claim altogether. That’s why it’s critical to have a car accident attorney who knows how to challenge these claims, protect your rights, and negotiate aggressively on your behalf.
​
Your lawyer can help by:
​
-
Countering exaggerated fault assessments
-
Presenting expert analysis to support your version of events
-
Demonstrating how the other driver’s actions were the primary cause of the crash
​
Why Legal Representation Is So Important
Trying to navigate the comparative fault rules on your own can be overwhelming, especially when you’re recovering from injuries and dealing with medical bills. A Rhode Island car accident lawyer brings the experience and legal insight necessary to build a strong case, reduce your share of fault, and maximize your compensation.
​
Your lawyer will also handle all communications with insurance adjusters, protect you from making statements that could be used against you, and ensure that your case is filed within Rhode Island’s statute of limitations (typically three years from the date of the accident).
​
Don’t Let Partial Fault Keep You From Seeking Compensation
If you've been involved in a car accident and believe you may be partially at fault, don’t assume you have no legal options. Rhode Island’s pure comparative fault system gives you the opportunity to recover damages even if you share in the responsibility. Whether the accident happened on Route 1 in South Kingstown or near Thayer Street in Providence, legal support can make all the difference in the outcome of your case.
​
Contact the Law Office of Michael J. Carroll today at (617) 816-1072 to speak with an experienced Rhode Island car accident lawyer. We’ll review the details of your case, explain how shared fault laws in Rhode Island apply, and help you pursue the full compensation you deserve, even in a partial liability car crash in Rhode Island. Call now for a free consultation.